Your retirement benefits deserve more than a handbook you never received
A free, no-obligation pension and benefits review designed exclusively for educators, government employees, federal workers and military service members.
Educators
Teachers & School Staff
IPERS and state pension plans, retirement timelines, and supplemental options for district employees.
Who We Serve
Every group below has a unique benefit system. We help you understand yours — At no Cost to you.
State Employees
State & Local Government
Defined benefit pensions, service credit, post-retirement survivor options, and benefit coordination.
Federal Employees
Federal Workers (FERS)
FERS pension, TSP optimization, FEGLI life insurance, Social Security coordination, and MRA planning.
Military
Active Duty & Veterans
BRS vs legacy High-3, VA benefits coordination, survivor benefit plan (SBP), and transition planning.
What Your Review Covers
Everything in one conversation
Most public employees receive their benefits in pieces—or not at all.
We bring it all together in a single, clear session tailored to your specific plan.
Eligibility & membership explained plainly
Contributions, service credit & how they accumulate
How your retirement benefit is calculated
Retirement process & important deadlines
Post-retirement & survivor benefit options
Supplemental strategies to fill the gaps
Have you reviewed your benefits this year?
Most public employees haven't. An annual review keeps you on track and helps you avoid costly gaps before it's too late to fix them.
✓ 30–45 minutes, completely free
✓ Virtual, in-person, evenings & weekends
✓ No obligation, no pressure
✓ State-licensed & district-approved
How Our Planning Process Works
A simple process designed to understand your situation, build your strategy,
and help you move forward with confidence.
Book your appointment
Pick a time that works — including evenings and weekends. Virtual or in-person options available.
We reveiw together
We walk through your specific plan — pension, benefits, and your options — in plain English.
You leave with clarity
Walk away knowing exactly where you stand and what steps, if any, make sense for your future.
Three Key Parts To Your Plan
Your financial life has many moving pieces. We help connect the most important ones into one clear strategy.
Tax Strategy
We help you keep more of what you earn by planning taxes before financial decisions are made.
Retirement & Income Planning
We design retirement income strategies so your savings and benefits support the life you want.
Legacy & Estate Coordination
We help coordinate your assets and planning so that what you build today supports the next generation.
Why Legacy Gen Advisors
A clear strategy. Honest guidance. Planning built around your life.
We focus on building a clear financial strategy first. Any tools or products come later—only if they support the plan.
Financial planning shouldn’t feel confusing. We explain your options clearly so you can make confident decisions.
Taxes, retirement, benefits, business income, and legacy planning should work together. We help connect the pieces.
Your plan is built around your goals, your income, and your future—not a template.
One strategy. Built specifically for you.
What People Are Saying
Rachel and her team are a great asset when it comes to assisting my business. Would definitely recommend them 100% to anyone looking for their services. Top-notch service.”
— Brady Miller
“I highly recommend Rachel! She has been so helpful with finding answers to financial questions and has saved us a lot of money in the process with more affordable solutions, including health insurance. Would recommend her to anyone!”
— Joelle Zeitler“I originally called Rachel about a different issue, and during our conversation, I mentioned someone had contacted me about switching my benefits. She drove an hour and a half to meet with me and spent about two hours reviewing everything. We discovered they had actually disenrolled me from the plan I was happy with and enrolled me in one with fewer benefits that cost more. Rachel helped me fix both issues and get everything straightened out.”
— Kathy McDonaldContact Us
Still have questions? Feel free to contact us by providing some information and we will be in contact as soon as possible.
If you’re ready to discuss your options and begin planning for your future click the link below to schedule your appointment.